Send Money with Cash App (2024)

It’s free to send and receive money, stocks, or bitcoin** within Cash App.

Cash App is a financial services platform, not a bank. Banking services are provided by Cash App’s bank partner(s). Prepaid debit cards issued by Sutton Bank. Brokerage services by Cash App Investing LLC, memberFINRA/SIPC, subsidiary of Block, Inc. Bitcoin services provided by Block, Inc, formerly known as Square, Inc.

Settle up those tabs

Send Money with Cash App (1)

All it takes to pay someone is their phone number, email, or $cashtag. You can even scan their QR code straight from the app.

Send Money with Cash App (2)

Keep track of your coin

You’ll see your balance updated immediately so you always know when a payment went through.

It’s not just for money

Send Money with Cash App (3)

Send and receive stocks and bitcoin just like you would money.

Brokerage services by Cash App Investing LLC, a subsidiary of Block, Inc**. Bitcoin services by Block, Inc, not by Cash App Investing LLC.

Download Cash App

Send Money with Cash App (4)

Download CashApp to get started

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Send Money with Cash App (5)

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Common Questions

Does Cash App charge a fee to send or receive money?

It’s always completely free to send or receive money on Cash App. There’s no fee to transfer money, and most payments deposit directly into your bank account in minutes.

International transactions are also fee-free. When you send a payment to either the UK or EU it’s converted based on the mid-market exchange rate at the time of the transaction, and your recipient will receive the funds in their local currency. There’s no extra charge.

Do I need a balance before I can transfer money?

Nope, if you don’t have money in your Cash App balance, Money will be drawn from a linked bank account or card. There are a few different ways you can add money to your balance.

Link a bank account:

Cash App works better when you link an existing bank account. Once you do, you can add money from your bank account to your Cash App balance so it’s quick and easy to send it. Linking your bank account makes receiving money easier too. When you cash out, your payments deposit instantly into your bank account.

Deposit paper money in stores:
You can deposit money into your Cash App balance at many participating retailers.

Set up direct deposits:
You can also deposit paychecks, tax returns, and more to your Cash App balance using your bank account and routing number. You can receive up to $25,000 per direct deposit, and up to $50,000 in a 24-hour period.

Cash App makes direct deposits available as soon as they are received, up to two days earlier than many banks. Your first deposit may take longer to become available depending on your employer.

Can I send money to someone who’s not on Cash App?

You can send money to anyone in the world with a phone number or email address.

If they’re not already using Cash App, they’ll be prompted to create an account to accept the payment. If they don’t create and verify their account within 14 days, the payment gets returned to you.

So, how does Cash App keep my money safe?

Cash App protects millions of people’s payments each month. Cash App is built on one secure platform, with advanced security features to power and protect your personal information and every single transaction that happens on the platform.

How does Cash App keep my account safe?

Cash App uses cutting-edge encryption and fraud detection technology to make sure your data and money are secure. Any information you submit is encrypted and sent to our servers securely, regardless of whether you’re using a public or private Wi-Fi connection or data service.

Is my Cash App balance insured by the FDIC?

If you have a Cash App Card, the money in your Cash App account balance is covered by the FDIC through our partner banks (this is called FDIC “pass-through” insurance) in the event of bank failure. The FDIC will cover eligible accounts up to $250,000 per Cash App customer. Bitcoin and investing balances are not covered by FDIC insurance.

Does FDIC cover money lost due to fraud?

No, FDIC offers insurance on deposits by institution, meaning that if your bank goes out of business, your money is protected up to $250,000. Insurance coverage is not provided for individual transactions.

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Send Money with Cash App (2024)

FAQs

Send Money with Cash App? ›

You need an account to send money to another person's Cash App account, but the reverse is not true. You can send money to a person who doesn't have an account from the app if you have their email address or phone number. Cash App will send them a notification to download the app.

Can I send money to Cash App without a Cash App account? ›

You need an account to send money to another person's Cash App account, but the reverse is not true. You can send money to a person who doesn't have an account from the app if you have their email address or phone number. Cash App will send them a notification to download the app.

How much does Cash App charge for sending money? ›

The system ensures standard transactions for free, and you'll incur no added Cash App fees for sending money to your family members or friends from your Cash App account tied to your debit card or a bank account. However, by supporting transfers with your credit card, you'll incur a 3% fee .

Can you pay with Cash App without a card? ›

Add Cash App to Apple Pay or Google Pay: If you have a Cash App card connected to your Cash App account, you can easily add it to Google Pay or Apple Pay, even if you don't have the physical card. Once added, you can use Google Pay or Apple Pay to make payments in stores without needing the physical card.

Can I send money from my Cash App to someone else's Chime account? ›

P2P services let you make secure payments online without worrying about a third party accessing the transaction. Even if you don't have funds in your Cash App account, by linking it to Chime, you can easily send money to your account or another user.

How much money can you send on Cash App in one day? ›

Cash App Cards have a limit of $7,000 per transaction. They also have a maximum limit of $7,000 per day, $10,000 per week, and $15,000 per month.

Can someone send me money to my Cash App from Zelle? ›

You can't send money to Cash App through Zelle, but you can link a bank account as a workaround. Link the same bank account to your Zelle and Cash App accounts. Transfer your Cash App balance to your bank account, and then send that balance with Zelle.

How do you send money? ›

Venmo, Cash App, Google Pay, Zelle, PayPal, and wire transfer are some of the safest way to send money digitally. Money transfer apps are inexpensive and convenient options for paying family and friends. Wire transfers at a bank are ideal for securely sending large amounts domestically or internationally.

Can you use PayPal to send money to someones Cash App? ›

Cash App is not compatible with PayPal. If you would like to send a payment to someone, they would have to already have, or create, a PayPal account to receive the payment. I hope this information is helpful, even if it's not the answer you were hoping to hear.

How much does it cost to transfer $100 on Cash App? ›

If you are sending $100 through Cash App using your linked debit card or bank account, typically there isn't a fee associated with that transaction. However, if you don't have a bank account, or simply wish to send the $100 using a credit card, Cash App charges a 3% fee.

What is the Cash App fee for $100? ›

If you're sending $100 funded by a credit card, the fee is 3% for either account type. Cash out is free unless you select instant deposit which is 1.5% 0.5% - 1.75%, with a minimum fee of $0.25. This applies to personal and business accounts.

Do you have to pay a fee to receive $3000 on Cash App? ›

Sending and receiving money is totally free and fast, and most payments are deposited directly to your bank account in minutes.

Does Walmart take Cash App? ›

Walmart accepts Cash App Cards both in-store and online. Cash App cards can be used wherever Visa cards are accepted, including Walmart. You can pay with your Cash App card at Walmart just like you would with any other debit card.

Do you need a bank account for the Cash App? ›

Do I need a bank account to use Cash App? No, you don't need a bank account to create a Cash App account or add money to your Cash App balance. There are a number of ways to send and receive money through Cash App if you don't have or want to link your bank account.

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